How to Pay Off Your 30-Year Mortgage in 7-10 Years - Graeme Holm (4K)

About this episode

With nearly 20 years experience in financial services, Graeme Holm is widely-known as Australia’s original Money Mentor. His client-driven, tough love approach towards money management is helping homeowners all over the country pay off their mortgages faster and create wealth from their existing assets. He is proving that anyone can be debt-free, with razor-sharp discipline to make each dollar count. Recently, Graeme was named 'Finance Broker of the Year - 2019' by The Adviser, and was an MBA Top 100 Broker in 2017 and 2018. Additionally, he is a financial educator, motivational speaker, and acclaimed author of The Money Mentor: How to Pay Off Your Mortgage in as Little as 7 Years Without Becoming a Hermit, which became an international bestselling book. ------------------- Helpful links: Instagram: https://www.instagram.com/bothsides_podcast/ TikTok: https://www.tiktok.com/@bothsidespodcast More episodes: https://open.spotify.com/show/3wNWmFad9vzMqAwHfNaNzT ------------------- 00:00 Intro - People Who Love the Chase Don't Want to Retire 00:56 Drive to Make Impact - Housing Commission Kid Story 06:12 What Changed - Testifying in ACAT Case and Rebuilding 08:46 Dealing With Financial Stress and Dark Times 11:40 Be Honest With Yourself - Needs vs Wants 13:55 Shift Your Energy - Fill Your Cup First 16:22 Tax is a Success Fee - Pay Your Tax 17:16 Buy and Hold Isn't a Strategy 19:33 Beat the Bank - Stop Listening to Mainstream BS 21:28 My Purpose - Being a Tiger Dad 23:15 How I Started Infinity Group With Rebecca 27:24 Real Estate Brokers Are Professional Services 30:49 There's No Such Thing as Minimum Repayments 32:35 Serviceability - How Clients Can Do 10-12 Years 33:54 Offset vs Redraw - The Psychology of Money 40:30 Why Brokers Don't Understand This 44:32 The Worst Financial Advice - Keeping Your Old Home 48:13 Types of Investments - Trusts vs Personal Name 55:04 Personal Branding Strategy - Just Be Authentic 1:02:08 Disqualifying Instead of Qualifying Clients 1:06:08 My Niche - Personal Trainer for Your Finances 1:09:17 Building The Infinity Family Community 1:14:11 Marketing Advice for Real Estate Agents 1:21:25 Picking on Real Estate - Marketing Budget BS 1:26:05 What Do You Do on the Hard Days 1:29:20 The Importance of Having Mentors