Want what those 164 families got? Graeme teaches the exact method in a free webinar: https://www.bothsides.au/moneymentor
164 families just paid their mortgages to zero. Between them: $52.93 million in principal gone, $54,778,910.18 in interest the banks will never collect, and 3,903 years of repayments wiped out.
Then Graeme Holm gave away $40,000 of his own money, live on the show, to eight Bothsides listeners, and told us this is his last episode.
Graeme is the founder of Infinity Group, Australia's biggest privately owned brokerage. Across this series he's broken down how families pay off a 30-year mortgage in under 10.
This time he opens up the business behind it: why he spends $6,000 on a client who paid him $5,000, why clients keep paying him thousands a year after their mortgage hits zero and he earns no trail commission, why he turns away around 200 of the 830 people who apply every month, and why some of them have his logo tattooed on them.
Then we called eight listeners who entered the competition. Their numbers are in the calls: $110,000 off a mortgage in 18 months. $40,000 in six months.
One listener three and a half years ahead of schedule. One family who paid off more in two months than they had in the previous ten years. That's $40,000 given away in this episode, and more than $200,000 across the series.
00:00 Intro
01:05 Nine episodes in - 1,000+ clients now mortgage-free
02:41 164 families hit zero, flown in on 10 days' notice
03:41 The numbers: 3,903 years of repayments, gone
05:30 "I don't think we're a finance company anymore"
06:37 His biggest lesson as a business owner: give, give, give
07:03 No trail commission - and $5-10k spent celebrating every payoff
08:52 "How do you stay profitable when you give it all back?"
10:40 Why this exact strategy would bankrupt a new business
14:46 "My husband thinks it's a cult"
17:05 The clients with no mortgage who still pay thousands a year
19:30 Sacking clients and rejecting 200 applicants a month
21:27 "Fuck it, 40 grand. It's my last hurrah."
23:19 Call 1 - straight onto the home loan
25:29 Call 2 - Scott, $586k down to $470k
29:59 Call 3 - told to go away in 2021, now 10 properties in the family
33:01 Call 4 - Amy, whose kids run the household budget
35:59 Call 5 - the dad who entered to teach his son about money
41:05 Call 6 - Tommy, mid golf tournament, top three takeaways on the fly
44:30 The last calls
52:18 $40,000 done, $200,000+ across the series
53:03 "Don't qualify. Disqualify."
54:00 Why the webinar beats every other way to educate
55:48 An economist, a planner, a CPA and a broker in one room
59:27 The number the wanker bankers won't get